Play Real Money Baccarat

Fancy trying out a different and simple but exciting game? You should give real money baccarat a go. This card game lets you bet on the outcome of the deal and, best of all, you don’t have to rely on your own luck. Instead, you can bet on the banker to win or even a tie to occur.

The game may be short and sweet, but if you’re a Canadian looking for a long-term strategy game, then go no further than real money online baccarat. Winning isn’t down to potluck, and if you learn the rather simple rules, you’ll soon see your patience pay off.

Canadians can play real money baccarat at several online casinos. You can enjoy many different versions of the table game at 888casino, Casino Room,, Dunder Casino, Jackpot City and LeoVegas.

Rules of baccarat

Baccarat is a game of choice. No matter how many players are at the table, only two hands are dealt – one to the banker and one to the player. The winning hand is that which lands closest to the value of nine.

You and any fellow Canadians will usually have the choice of three bets. Will the banker’s hand win, will the player’s hand win, or will they tie?

Two cards are initially dealt. In real money baccarat, Aces hold the value of one, two to nine go for their face values, and tens, Jacks, Queens and Kings earn zero. To cut the hands even closer, if the two dealt cards add up to a value over ten, the total gets subtracted by ten to keep the game tight. Let’s say, for example, the banker draws a six and a seven, rather than totalling 13, it will have a three.

If the player or banker gets a total of eight or nine, also known as “natural” hands, then no more cards are dealt. These natural hands will earn whoever is dealt them an automatic win.

In the case of no naturals appearing, a third card may be handed out depending on the value, starting with the player’s hand. A total of six or seven will stand the player’s hand, but unlike a natural, it isn’t an automatic win. Any figure from zero to five is where the third card comes into play.

For the banker, the system isn’t as straightforward. The banker stands on the natural numbers and seven, always drawing a third card on zero, one or two. If the banker has a value of three, he draws, unless the player has a total of eight. If the banker has a total of four, another card is rewarded usually, unless the player has one, eight, nine, or ten. Then if he has six, a third card is granted only if the player has a six or seven. These rules may change slightly from one real money online baccarat game to another, but they should be stated clearly in the help section of each game.

No more than three cards will be dealt to each hand and, as stated before, the hand closest to nine will win the game.

A baccarat table is mostly simple. Alongside spaces for your betting, a table may keep track of the previous payouts, which will help you gain a strategy as the game progresses.

Odds in baccarat

Player and banker bets pay out at evens, with wins on the banker usually taking a 5% commission. If the game allows you to bet on a tie, then that is where you will find the greatest odds. Canadian casinos normally pay out eight to one for a sneaky tie to come in. Other exciting bets can be found on some tables, such as player and banker pairs for increased odds.

You can expect the house to have an advantage in casino games such as these. Baccarat is quickly becoming a Canadian favourite for its low percentage when it comes to this. The house edge depends on the bet that you place. The house has a 1.17% edge on banker bets, 1.36% on player bets, and 14.4% on a tie.

It is a similar card game to blackjack in a sense. Two hands consisting of two cards are dealt, with the prospect of more. But rather than it being you versus the dealer, you are free to bet against yourself in a way that blackjack doesn’t allow.


There are several variations of baccarat that have been developed over the years. The land-based variants include Chemin de fer, Punto Blanco, and Baccarat en banquet. The differences between games could include a difference in the number of decks used, the bets that can be placed, the betting limits like high-stakes or low-stakes in online games, and whether the history of results is shown.

Top 5 baccarat strategies and tips

  • Check the number of decks that are being used, and find a set number that works for you.
  • Explore until you find a table that suits you. Some have different speeds, different betting options, and some don’t let you bet on the tie.
  • If you bet on a tie, get yourself covered with a banker bet too.
  • Find a table that keeps track of the history of results for strategy purposes. If there hasn’t been a tie in ages, give it a sneaky punt for the great odds.
  • Betting on the banker gives a better house edge, so it is worth the 5% commission for the greater chance of winning.

Live Dealer Baccarat

Live Dealer Baccarat really brings a new level of excitement to the table game – feel as though you are in a real Canadian casino. All the sites recommended above offer live baccarat, explore them to find one that you like. It’s always good to find one that shows you what your fellow Canadians have placed their money on.


Baccarat is available on most casino apps, for Android and Apple users. You can play on your smartphone, tablet, iPhone, iPad, and even your iPod touch. Apps usually require an iOS of 7.0 or later, and some Android apps have to be downloaded straight from the mobile sites.

Bonuses and no deposit options

All the real money casinos listed above offer great welcome bonuses for Canadian users, which you can read about in detail in their respective guides. All bonuses require wagering requirements, for which table games – such as baccarat – tend to count as a 10% playthrough percentage.

The best site for baccarat lovers is provided by LeoVegas, as their live casino site offers a huge range of live dealer games as well as a welcome bonus of 100% matched deposit of up to $250. This may not sound great in comparison to larger payouts, but in the small print you can find out that table games, video poker, and live games contribute 100% towards the wagering requirement.


Baccarat is a fast-paced game that is growing in popularity in the Canadian market. You get to bet against your own luck and work the statistics. Explore Real Money Games Canada today to find out the best places to play baccarat today and take advantage of the welcome bonuses at our recommended casinos.